中文

Fulfil Benefits Fulfil Lives

Vision, Mission and Values

To blaze a new trail that transforms how employee benefits are designed, funded and delivered in order to meet the needs and aspirations of all stakeholders

• For Members -​​ Plug major gaps in risk protection to ​ensure financial security
• For Clients - ​Modernize benefits offering to engage and empower employees
•  For Partners - Build a professional, purposeful and sustainable benefits ecosystem

Integrity
Courage

Compassion
Commitment

Accountability
Excellence

Our Story

Our founder was previously the CEO of leading global insurance and consulting firms for the China market.  Upon arrival in China over 15 years ago, he was surprised by the enormous gaps in employee benefit protection between China and developed markets in North America and Europe. 

The unhedged large risk exposure for almost the entire employee population in China has remained a large chasm to this date, with devastating consequences for those who are affected, despite the rapid economic growth and rising compensation levels in China that already rival developed markets for a wide variety of industries and job positions. 

Fulfil Benefits Group was established to answer a profound calling for taking courageous and concrete actions to close major risk protection gaps for tens of millions of employees in China and across Asia, while transforming the benefits industry through a paradigm shift that can lead to a more purposeful and sustainable future in the best interests of all stakeholders.

Our Team

Jeffrey Fan, Founder & CEO         
Jeffrey spent the first half of his corporate career in Canada with leading industry players across the consulting and insurance spectrum.  He moved to China in 2006 to establish Mercer’s Health & Benefits Business and built a first-class team that achieved a stellar market leadership position across the consulting, broking and benefit administration segments. Jeffrey has also led Cigna’s market leading health insurance business in China and was the President and CEO of WellPoint (later renamed to Anthem and then Elevance Health) for the Greater China region and its consortium with the Blue Cross Blue Shield Association.  

Daniel Zhou, Chief Commercial Officer 
Daniel has held a variety of professional and executive positions specializing in employee benefits and health insurance with leading domestic and foreign companies over the past two decades. ​Daniel was one of the first employee benefits industry professionals at Ping An when group health insurance was first offered in China.  He then became the Regional Director for Insurope, a major multinational pooling network and the first of such operations in China.  He also led national sales for Mercer Health & Benefits and then for Anthem/WellPoint’s business in China, before joining RGA as the Head of Health Business for China. 

Daniel Li, Chief Operations Officer 
Daniel has over 20 years of experience in the Chinese insurance industry with leading players such as AIA, Allianz, Cigna and CPIC. Daniel became one of the early employees at AIA China in 1996 when the life insurance market in China was first opened to foreign competition.  He then became the head of claims and customer service at Allianz Life.  In 2010, Daniel joined Cigna as the head of operations for its high-end/international health insurance business in China.  Daniel has also worked for CPIC Health Insurance Company as its head of operations

Professional Team
We have attracted a core group of industry talents with an average tenure of 15 years of professional experience with top-tier firms across the industry in all key business functions.

A​dvisory Board
W​​e are fortunate to have the support and counsel of retired senior industry executives of global financial, consulting and non-profit organizations.

Our Actions

Think out of the box based on fundamental principles and a customer centric approach

Create a virtuous ecosystem connecting missing links and forming win-win partnerships

Develop, advocate and uphold a new set of standards that can serve as the benchmark for the transformed industry

Transcend self-interest to impart data and expertise to benefit all stakeholders

Stay focused on and inspired by the purpose and direction of our mission, vision and values