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Fulfil Benefits Fulfil Lives

A Paradigm Shift

Optimize Benefit Design with Enhanced Protection
Offer reimagined healthcare and disability benefits offering that meets highest professional standards to fill all major risk protection gaps  

Democratize Benefit Financing & Personalization
Nurture  a “defined contribution” benefits ecosystem that empowers individual accountability, fulfilment and portability

Modernize Benefit Management & Technology
Apply cutting-edge cloud, internet and mobile technologies to support a fully digital model driven by big data, AI and network effect   

Business Model

ADVISORY & ADVOCACY
Market research, product development, actuarial & analytics, client advisory, and industry advocacy

BENEFIT ADMINISTRATION 
Best-in-class professional benefit administration to meet global standards and reflect local market conditions

INSURTECH PLATFORM 
A modern platform with cutting-edge internet and mobile technologies to support members, clients & partners 

Competitive Advantages

First Mover Advantage  
First in the market to conceive and advocate a broad paradigm shift and deliver a reimagined benefits offering at scale
Relentless Differentiation   
Pursue new categories of products and business model with embedded entry barriers to stay ahead of competition
  Clear ​Market Focus  
Razor-sharp focus on the under-served employee market with innovative offerings catering to specific unmet needs
  Top Performing “A” Team  
Ability to attract & motivate the best industry talent to support our clearly defined and shared vision, mission and purpose
Cutting-Edge IT Platform 
Deploy the latest IT technologies to ​enable a fully digital delivery of next-generation benefits with scale and sophistication
  Proprietary Business Engine   
Robust capabilities in search, pricing and simulation built on statutory and commercial benefit databases with advanced algorithms & analytics